Frequently Asked Questions

Please reach us at Suzanne@AgateFinancial.co if you would like to learn more.

What is the difference between 401K vs IRA?

401K is sponsored by your employer. For the purpose of saving for your retirement. Taxes are deferred until you withdraw.

IRA belongs to you, not tied to your employer. It is also tax deferred until you withdraw.

I no longer work for my pervious job, what can I do with my 401K?

There are 5 qualified events. If you qualify for any of those 5 events, then you can rollover

your 401K. If you would like to know more about it, please feel free to contact us.

I’m near retirement, what can I do with my retirement account?

We can help you maximize your retirement income and also turn it into a lifetime income.

I just inherited some money, what should I do?

We offer plans available that can secure your money by investing in a no lost, high potential growth plans.

I currently have a mortgage. Is there such a thing as mortgage protection?

We offer mortgage protection plans that can protect homeowners in the event of illness, injury, or death.

Where do I go for long term care?

We offer plans that can provide coverages to individuals in the event of an illness or disability.

How do I start a college planning?

We offer high potential growth and tax-free plans for all your college planning needs.